Landlords may find themselves in the position of having an empty property at some point. This can happen for various reasons, such as a gap between tenants, awaiting sale, or renovations. Regardless of the cause, it is crucial to be aware of the challenges and obligations that come with owning an empty property. In this guide, we will discuss what you need to know to ensure your property stays secure, well-maintained and compliant with legal obligations.

Securing an empty property

When a property is empty, it becomes more vulnerable to damage, theft and squatters. It is, therefore, vital to take measures to secure the property. Here are some tips:

• Install security cameras to deter potential intruders and monitor the property.
• Change the locks to prevent unauthorised access.
• Consider using a property guardian service, which places responsible occupants in empty properties to protect them from damage, theft and squatting.

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Insurance considerations

When your property is empty, your existing landlord insurance may not be sufficient. Most standard policies do not cover long periods of unoccupancy. Unoccupied property insurance is designed to provide coverage for the specific risks associated with empty properties, such as damage from leaks or burst pipes, theft, and vandalism. Some key features of unoccupied property insurance include:

• Flexible policy options that can be tailored to your specific needs.
• Cover for a range of risks, including malicious damage and theft.
• Additional options, such as public liability cover, to protect you from potential lawsuits.

Maintenance and upkeep

It is crucial to keep an empty property well-maintained to prevent deterioration and preserve its value. Here are some things to consider:

• Conduct regular inspections to identify and address any issues promptly.
• Keep the property clean and free from debris to prevent mould and pest infestations.
• Address any maintenance issues, such as leaks or broken windows, as soon as possible.

Legal obligations

As a landlord, you have legal obligations to meet when your property is empty. These include:

• Complying with health and safety regulations, such as maintaining gas and electrical safety certificates.
• Ensuring the property is fit for habitation, including addressing any health hazards.
• Paying council tax on an empty property, which can sometimes be reduced.

Failing to meet these obligations can result in fines and legal action. It is, therefore, crucial to stay informed and comply with all legal requirements.

Managing an empty property as a landlord requires careful consideration and planning. Securing the property, maintaining it, and complying with legal obligations are all essential aspects of being a responsible landlord. When marketing your property, attracting and selecting suitable tenants is equally important. Remember, seeking professional advice if you are unsure about any aspect of managing your empty property is always advisable. By staying informed and taking the necessary steps, you can protect your property and maximise its potential.

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